Terms and Conditions (Terms of Use): You should carefully read the Terms and Conditions (Terms of Use) before using the K.E.S. Blessed Books website or downloaded information or products . By using the K.E.S. Blessed Books website or downloaded information or products, you are indicating that you agree to be bound by these Terms and Conditions (Terms of Use.) This is a legally binding agreement. If you do not agree with the Terms and Conditions (Terms of Use) you should not use the K.E.S. Blessed Books website or download any information or products.

1. K.E.S. Blessed Books agrees to provide you access to the K.E.S. Blessed Books website, information and products in accordance with the Terms of Use.

2. You agree to use the K.E.S. Blessed Books website, information and products in a manner consistent with any and all applicable laws, rules and regulations.

3. You accept that the K.E.S. Blessed Books website, information and products are provided on an "as is, as available" basis.

4. All videos, articles, material, information and products made available through the K.E.S. Blessed Books website are for INFORMATIONAL PURPOSES ONLY and are not to be considered as substitutes for professional advice or recommendations.

5. You are authorized to download ONE (1) copy of the material available for download from the K.E.S. Blessed Books website on ONE (1) computer for your personal, non-commercial use only, but you may not in so doing remove, use, or amend any trademark, copyright or other proprietary notice.

6. Subject to the above, you may not modify, copy, distribute, republish or upload any of the material on the K.E.S. Blessed Books website, or information and products made available via the K.E.S. Blessed Books website without prior consent in writing from the Author, Karen E. Smith or the Publisher, K.E.S. Blessed Books. No intellectual property or other rights shall be transferred to you.

7. To the extent that portions of the K.E.S. Blessed Books website (such as "Blogs" or "Articles") may provide users an opportunity to post and exchange information, ideas and opinions ("Postings"), BE ADVISED THAT WE MAY NOT ALWAYS GET A CHANCE TO SCREEN, EDIT, OR REVIEW POSTINGS PRIOR TO THEIR APPEARANCE ON THIS WEBSITE, and Postings do not necessarily reflect our views. To the fullest extent permitted by applicable laws, we exclude all responsibility and liability for the Postings or for any losses or expenses resulting from their use and/or appearance on the K.E.S. Blessed Books website.

8. To the fullest extent permitted by applicable laws, we on behalf of our employees, agents, suppliers, and contractors exclude liability for any losses and expenses of whatever nature and howsoever arising, including without limitation any direct, indirect, special, punitive, or consequential damages, loss of use, loss of data, loss caused by a virus, loss of income or profit, loss of or damage to property, claims of third parties, or other losses of any kind or character, even if we have been advised of the possibility of such damages or losses, arising out of or in connection with the use of this site or any website with which it is linked. You assume total responsibility for establishing such procedures for data back up and virus checking as you consider necessary.

9. We reserve the right to monitor all materials posted on the K.E.S. Blessed Books website (“Postings”) and to remove any which we consider in our absolute discretion to be offensive or otherwise in breach of these Terms of Use.

10. You hereby represent and warrant that you have all necessary rights in and to all Postings you provide and all material they contain and that such Postings shall not infringe any proprietary or other rights of third parties.

11. Where we may provide hypertext links to other sites we do so for information purposes only, and such links are not endorsements by us of any products or services in such sites and we accept no liability nor make any endorsement or approval of the same.

12. This Legal Document contains the entire understanding between you, Karen E. Smith and K.E.S. Blessed Books with respect to the K.E.S. Blessed Books website and no representation, statement, inducement oral or written, not contained herein shall bind either of us, so please make sure you read and understand the terms within this entire legal document.

13. Should any part of the Terms of Use be declared invalid or unenforceable by a court of competent jurisdiction, this shall not affect the validity of any remaining portion and such remaining portion shall remain in full force and effect as if the invalid portion of the Terms of Use had been eliminated.

14. This Agreement is governed by the laws of the State of Illinois, without regard to principles of conflict of laws.

15. To the extent you have in any manner violated or threatened to violate Karen E. Smith's or K.E.S. Blessed Books' intellectual property rights, Karen E. Smith and K.E.S. Blessed Books may seek injunctive or other appropriate relief in any state or federal court in the State of Illinois, and you consent to exclusive jurisdiction and venue in such courts.

Copyrights and Trademarks: The Information on the K.E.S. Blessed Books website is copyrighted materials of Karen E. Smith and K.E.S. Blessed Books. The copyrighted videos, books, documents, information and graphics contained on this website may not be reproduced, distributed or copied in any way, including but not limited to, e-mail, newsgroups, or reprinting, without prior written permission from Karen E. Smith or K.E.S. Blessed Books. Any violator will be subject to the maximum fine and penalty imposed by law.

Sharing the link to any of the products purchased from the K.E.S. Blessed Books website is strictly prohibited.


Limitation of Liability: Information and any video, software or downloads available from the K.E.S. Blessed Books web site is provided "As is", without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Entire liability, and any customer's exclusive remedy, shall be a refund of the paid price.

Information in the material available from the K.E.S. Blessed Books website and material found on the K.E.S. Blessed Books website may contain inadvertent technical inaccuracies or typographical errors, even though extra effort was made to be as accurate as possible. Changes or improvements may be made by the Karen E. Smith or K.E.S. Blessed Books to the products, information or offers available on the K.E.S. Blessed Books website at any time without notice.

Neither Karen E. Smith nor K.E.S. Blessed Books make any representations or warranties whatsoever about the external hyperlinks made available via the products or via the K.E.S. Blessed Books website to 3rd party sites. Neither Karen E. Smith nor K.E.S. Blessed Books endorse any of the 3rd party sites made available from this website or from the K.E.S. Blessed Books products and advise you to use your own discretion and the necessary precautions when accessing these 3rd party sites. It is ultimately your responsibility to protect yourself, your information and your systems from viruses, worms, spy ware, Trojan horses, and other items of a destructive nature.

In no event will Karen E. Smith or K.E.S. Blessed Books be liable to you or any other third party for any direct, indirect, special or other consequential damages for any use of the K.E.S. Blessed Books website, products or information, including, without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if expressly advised of the possibility of such damages.